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SRES® Blog

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Underestimating Longevity Could Undermine Your Retirement Nest Egg

Maybe you’ve done all the right things—saving, investing, and managing debt—to build a solid nest egg to live out your retirement comfortably and cover critical issues like housing, medical costs, long-term care, vacations, and hobbies. But have you considered how long you’ll live? Will your plans and finances be sufficient to take you to 90 or 100 years old?

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Fraudsters Up Their Game with AI Voice Cloning

Scammers are innovating an old scheme by tapping the power of artificial intelligence (AI) to clone voices and steal money by convincing someone that a close friend or loved one is in desperate trouble. Here are some tips to protect yourself.

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Boomerang Kids Settling in With Parents for Extended Stay

Remember when 20-somethings couldn't wait to flee their parents' homes to embrace independence and get their own place? Things change. If you have Gen Y or Gen Z kids, you may need to adjust your downsizing and retirement plans to accommodate your kids. For many, today's adulting might involve staying with parents for an extended period.

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Identifying Your Ideal Retirement Spot: AARP Picks the 100 Most Livable Communities

Searching for the ideal retirement venue can feel daunting, given that there are so many variables to consider. One starting point is new research from AARP's Public Policy Institute. It recently announced the 100 top-scoring livable communities across the U.S., a part of the AARP Livability Index™ Top 100.

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Ideal Retirement May Include Working. Indefinitely.

Though many people spend their working years fantasizing about retirement and decades of relaxation, a recent study by Empower on redefining the ideal retirement finds that many still want to continue working.

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Half of Canadians Lack a Will: Why Estate Planning Is Vital

Recent research from the Angus Reid Institute shows that half of Canadians don’t have a will. Even among those aged 55 to 64, only 49% of Canadians say they have an up-to-date will. Writing a will is easy to put off. After all, thinking about death is uncomfortable, and some believe mortality is far off. Others may feel they don’t have enough assets to make a will necessary. Given the unpredictability of life, it’s a crucial document for all adults. A will allows you to protect and support loved ones, ensures that minor children are cared for by guardians that you pick and that your assets are

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Surprise Pick: Iowa Snags Top Spot on Bankrate's Best Places to Retire

In ranking U.S. states’ retirement friendliness, Bankrate looked at an array of factors—affordability, overall well-being, the cost and quality of healthcare, weather, and crime.

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9 Ways to Protect Accounts, Privacy After Your Computer Gets Hijacked

Realizing that you gave remote access to your computer to a scammer can be upsetting and embarrassing.

air quality wildfires san francisco

Canadian Wildfires that Choked New York City a Wake-Up Call. Prepare for Future Wildfires, Protect Your Health

The Canadian wildfires that blanketed New York City in smoke last month serve as a reminder that even if you live outside wildfire-prone areas, air quality and your health can be affected. Here are nine tips to protect yourself during future wildfires and improve indoor air quality. 1. Air quality report card. Get a sense of the overall health of the air by reading "State of the Air," the American Lung Association's annual national air quality ( ) "report card." It grades cities and counties based on their scores for ozone, year-round particle pollution, and

Facilitate Life Planning with 3 Vital Steps

Spotting Cognitive Decline: Red Flags that Parents Need Help with Money Management

Problems managing money—missed mortgage or tax payments, unpaid and unopened bills, for instance—are often early indications of cognitive decline you may notice in a loved one. It also may signal that your parents or loved one needs help managing their finances. Other behaviors to watch for, according to the National Institute on Aging, include: Lots of new purchases on a credit card Unusual new merchandise Money is missing from the person’s bank account Also, watch for signs that your loved one has been scammed or financially abused. They may include: Signatures on checks or papers that don’t